Pathological frugality, also known as extreme or compulsive frugality, is a psychological condition that can be challenging to overcome. It is possible to address and manage pathological frugality through therapy, counseling, and support from mental health professionals. Cognitive-behavioral therapy and other therapeutic approaches can help individuals understand and change their thought patterns and behaviors related to frugality. However, it may not be completely "cured" in the traditional sense, but rather managed and improved with the right support and treatment. **

Efficiency refers to the ability to accomplish a task with the least amount of wasted time, effort, or resources. It focuses on maximizing output while minimizing input. Frugality, on the other hand, is about being economical and avoiding unnecessary expenses. It involves being mindful of how resources are used and finding ways to save money. In essence, efficiency is about optimizing productivity, while frugality is about being resourceful and thrifty. **

It's important to have an open and honest conversation with your girlfriend about your frugality and how it may be affecting your relationship. It's possible that she may have concerns about your financial priorities or how your frugality impacts your shared experiences. By discussing your frugality and understanding her perspective, you can work together to find a balance that works for both of you. Communication and compromise are key in addressing any potential concerns about your frugality in the relationship. **

Both tendencies have their drawbacks. A tendency to waste can lead to unnecessary consumption and environmental harm, while extreme frugality can lead to a lack of enjoyment and quality of life. It's important to find a balance between the two, where resources are used wisely and responsibly without excessive waste or deprivation. Ultimately, finding a middle ground that promotes sustainability and well-being is the most desirable approach. **

It can be challenging to distinguish between stinginess and frugality because they both involve being careful with money. However, the key difference is the motivation behind the behavior. Frugality is about being wise with spending in order to save money or achieve financial goals, while stinginess is driven by a reluctance to spend money, often to the detriment of others or oneself. Observing someone's overall behavior and attitudes towards money can help differentiate between the two. **

Online banking is a service provided by banks and financial institutions that allows customers to conduct various financial transactions over the internet. This includes activities such as checking account balances, transferring funds between accounts, paying bills, and managing investments. Online banking provides a convenient and secure way for customers to access and manage their finances from anywhere with an internet connection. **

Online banking is not blocked in general, but it may be restricted in certain countries or regions due to government regulations or security concerns. Additionally, individual banks may have their own security measures in place that could potentially block access to online banking in certain circumstances, such as suspicious activity or incorrect login attempts. It's important to check with your bank and local regulations to understand any potential restrictions on online banking. **

"Guthaben gezogen" is a German phrase that translates to "credit drawn" in English. It typically refers to the act of withdrawing or using credit from an account or balance. This phrase is commonly used in financial contexts to indicate that funds have been taken out or used from a credit balance. **